Medicine costs money. Any money you give to an insurance company (ambulance chaser) up front, is money you don't have for medical care. People are ... idiots (not you personally). Life insurance works, sort of. Health insurance is a mathematical rip off by crooks. Sorry if you get sick, but show up at the emergency room or doctors office with a suitcase of money, or go die somewhere.
Of course this cost is all shifted, and others shafted ... if the US rips off the rest of the world thru dollar manipulation ... or if we simply print unlimited money (electronically please, don't kill all the trees). For some of you, if you don't realize it yet, Zimbabwe and Venezuela are your Sangri-las. I would have a sangria now ... if it wasn't time to go to work ;-(
I know what medical care costs, my mother is in a nursing home. Neither Germany nor the tax payer nor the Federal Reserve is paying for it. But of course in socialist land, someone is paying for it in other countries ... who? Where does the money come from? I am talking to you, Canada ;-)